As the new year approaches, it is that time of year for reflection, giving thanks, and setting goals for our journey ahead. As I reflect upon my life and this year I cannot help but be thankful for the most important person in my life.... my beautiful wife Rhonda. Here are some valuable strategies in setting goals and accomplishing what is most important in your life. I pray you are blessed by what you find here and for God's provision in the journey ahead!

Anyone who's suffered through a big, uncomfortable family gathering knows that a bigger group doesn't always mean more fun. But with some proper planning, an extended family vacation could be a once-in-a-generation chance for your clan to connect with relatives you don't see that often and make memories that will improve everyone's Return on Life. Here are four keys to planning an extended family vacation that will offer something for everyone without breaking the bank.

When one spouse retires and the other keeps working, it's important that the couple understands the effects on their finances, their schedules, and their long-term goals. Here are three important conversations that couples should have about syncing two retirements to a shared Life-Centered Financial Plan.

When today’s successful retirees stop working, they learn the “ART” of retirement. It’s about Activity, Relationships, and Time. They experiment. They try new things. They make new connections. And eventually, they create a new daily routine focused on the people and passions that make their lives fulfilling.

Is traveling with family or friends your preferred way to vacation? Do you and your loved ones have a special vacation spot that you'd like to spend more time at during the year? Making a group purchase of a vacation house could be a great way to share more good times. Co-owning a second home can reduce the financial burden for everyone involved, including smaller down payments and, potentially, an easier qualification process for a mortgage. When you can't all vacation together, individual families will have a low-cost vacation option. Renting the property when no one is using it could provide all owners with some extra income. And with multiple groups staying at the house throughout the year, it’s more likely you'll perform regular maintenance. However, these benefits could be outweighed by potential conflicts that could damage both your finances and your relationships. Sit down with your vacation crew and answer these four questions to decide if sharing a vacation home will improve or complicate your Return on Life.

A new retirement hobby should get you moving while also giving you opportunities to connect with other people. If you're not sure where to start, here are six suggestions that could improve your Return on Life.