Many businesses begin their year by proposing ambitious projects and then holding a "premortum" meeting where team members explain why the project "failed." Some common premortum conclusions might help you refine your 2025 goals, avoid pitfalls you might be overlooking, and boost your Return on Life this year.

That's because true financial independence isn't a number. It's feeling confident enough in your money to do things that will improve your Return on Life (ROL).

Asking the right questions can greatly impact your future — especially when it comes to your finances. That’s why It’s Gotta Be a CFP®.